There is a growing trend known as direct indexing, of buying stocks in an index, rather than owning a mutual or exchange traded fund, for purposes such as tax efficiency or profitability. value-based investing. While direct indexing has traditionally been used...
XiFotos | E + | Getty Images Inflation is not just a daily concern for Americans. It is now also their main risk for retirement. An Allianz Life Insurance Company of North America survey finds that 25% of Americans see rising...
Integrity Photos Inc | The image bank | Getty Images The share of employers allowing Roth 401 (k) savings jumped last year, giving more workers access to the financial benefits that come with these contributions. A Roth is a type of...
New Year’s numbers for 2022 arrive in Times Square in New York City on December 20, 2021. Rob Kim | Getty Images Entertainment | Getty Images Rethink your retirement schedule Cecilie_Arcurs | E + | Getty Images The Covid-19 pandemic has...
MoMo Productions | Stone | Getty Images Market conditions are putting pressure on the 4% rule, a popular rule of thumb for retirees to determine how much money they can live on each year without worrying about running out later. Withdrawing...
Consumer behavior has changed in India in recent years due to increased income and exposure to new ideas and technologies. However, there has been a drastic change in this behavior after the COVID-19 pandemic. Due to the restrictions linked to the...
The coronavirus pandemic has changed a lot of things for Americans, including work, family life, and more. It has also caused a lot of people to reconsider their personal finances. Now, as the health crisis appears to be easing, 51% of...
After a year of double-digit stock returns, it may be time to rebalance your portfolio, shifting the percentage of stocks, bonds, and other assets toward target allocations. Investors choose each amount based on their risk tolerance and long-term goals. However, as...
Élisabeth Frantz | Reuters Two years after Congress passed a law that ushered in improvements to the U.S. pension system, lawmakers’ efforts to make further improvements are advancing, albeit slowly. There is bipartisan support for measures in both the House and...
Whether it’s saving for retirement or building wealth, Hispanics are lagging behind. They can also stay away from traditional bank accounts. A number of reports highlight the disparities, including one from the Federal Reserve in St. Louis which found that Hispanic...